Money Advice Moray

Our Money Advice Moray team help Moray residents with money advice and welfare benefits. The team includes a combination of Money Advisers, Welfare Benefit Officers and Income Maximisation Officers. It is free, confidential and non-judgemental.

Money Advice - can help anyone who is struggling with debt – this can be credit cards, loans, Council Tax, rent, mortgage payments etc. Please click here for more information and how to contact us.

Welfare Benefits - can help you challenge a decision on your disability benefits if you think it’s wrong. Please click here for more information and how to contact us.

Income Maximisation – can complete a full benefit check to ensure you are receiving all the benefits you’re entitled to, help you to complete the benefit application form and also help with budgeting. Please click here for more information and how to contact us.


Flexible Food Fund

New financial assistance from the Scottish Government to access food, fuel and other essentials is now available to Moray residents.

Previous recipients of the FFF are able to claim as well as new applicants.

Entitlement is based on individual circumstances and is part of a wider package of support provided by Money Advice Moray as mentioned above.

To access this support applicants should telephone 0300 123 4563.

Organisations and support services acting on behalf of those in need can refer clients by completing this referral form (Word).


Money Advice and Income Maximisation are jointly funded by Moray Council and the European Social Fund.

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