We can advise you on all types of multiple debt situations and can offer a full range of solutions. Single debt problems are dealt with by Moray Citizens Advice Bureau. In many cases we can negotiate payments to all your creditors. Our advice is FREE and CONFIDENTIAL. Don't delay, contact us today if you need debt advice: -
Getting to Grips With Your Money
Get impartial advice from the Financial Services Authority. No selling, No jargon, just the facts.
Our full service policy is here. (PDF format 8 pages 144 KB) (this link opens in a new window). For further details of the type of service offered (PDF format 3 pages KB) (this link opens in a new window)
There are many companies who charge for money/debt advice, both for running Debt Management Plans or for referring people on to other agencies (sometimes both). Many of these companies claim 'no up front charges' but care is needed. The choice is yours, but we advise using a free, independent service such as ourselves or the national agencies listed below.
Other Free Money/Debt Advice Agencies