Money Worries?
Contact Details
Getting to Grips With Your Money
Service Policy
Useful Links
Commercial Money/Debt Advice
Other Free Money/Debt Advice Agencies
The Moray Council Money Advice Service can advise you on all types of multiple debt situations and can offer a full range of solutions including Debt Payment Programmes via the Debt Arrangement Scheme. Two of our advisers are the only people based in Moray who are DAS approved. Single debt problems are dealt with by Moray Citizens Advice Bureau. In many cases we can negotiate payments to all your creditors. Our advice is FREE and CONFIDENTIAL. The service is also accredited to Scottish National Standards for Advice Giving Agencies. Don't delay, contact us today if you need debt advice: -
The Money Advice Service
The Moray Council
Trading Standards
232 High Street
Elgin
IV30 1BA
Tel: 01343 554623
Fax: 01343 554622
Email: money.advice@moray.gov.uk
Moray Citizens Advice Bureau
30/32 Batchen Street
Elgin
IV30 1BH
Tel: 01343 550088
Fax: 01343 559000
Email: bureau@moraycab.casonline.org.uk
Getting to Grips With Your Money
Get impartial advice from the Financial Services Authority. No selling, No jargon, just the facts.
Our full service policy is here. (PDF format 8 pages 144 KB) (this link opens in a new window). For further details of the type of service offered (PDF format 3 pages KB) (this link opens in a new window)
There are many companies who charge for money/debt advice, both for running Debt Management Plans or for referring people on to other agencies (sometimes both). Many of these companies claim 'no up front charges' but care is needed. The choice is yours, but we advise using a free, independent service such as ourselves or the national agencies listed below.
Other Free Money/Debt Advice Agencies