Welcome to The Moray Council Website
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Consumer and Welfare Links
Advice Online-This site offers free  independent financial help for everyone. Covers a whole range of money-related services, financial articles and general advice. Simple availability of quotations and online comparisons.
Age Concern Scotland-Isa charity working throughout Scotland for the benefit of older people - use the search facility to find information, checkout the latest news or download a factsheet.
AllExperts-AllExperts is the largest question and answer site on the net - thousands of volunteer experts are there to answer your questions.  Anything from arts, education, money to TV and radio.
Charities on the Net-The Encyclopaedia of UK Charities on the Internet - split into categories such as aged, blind, deaf, disabled, health, maritime etc .   
Citizens Advice Scotland- Find a CAB in your area, get started with basic advice from the 'Adviceguide', covering a range of topics including: debt, benefits, housing, legal matters, employment, immigration and consumer issues.
Consumer Gateway- This site provides on line access to information and advice for consumers. It links to websites containing consumer information and advice run by Government departments, consumer organisations and others.
Department of Work and Pensions-Gives a comprehensive listing of benefits and services along with details on each benefit - who is eligible, how to apply etc. you can download an application form or  apply on-line.
Grampian Caredata - This database contains a wealth of information about local groups, community services and health services in the North East of Scotland. 
Money Matters  To Me- An online financial education site, developed to widen access to learning about money matters to people with a range of skills.
Moray Council Trading Standards Department- The service is responsible for administering trading standards legislation which governs the quality, quantity, safety, price and description of goods and services. They will advise on all aspects of credit and debt and will formulate a repayment programme which recognises the client’s overall financial situation. The service is strictly confidential.
Ripp off - Tipp off  - Developed by Trading Standards and the DTI. This site enables you to alert officers to traders whom you suspect are 'ripping off' the public. Also, you can check out the 'typical cons' that  rogue traders use to prepare yourself  for what to look out for.   
Scottish Public Service Ombudsman - Find out how to make a complaint about organisations providing public services in Scotland - councils, housing associations, NHS, Scottish Executive etc.
SCVO- The Scottish Council for Voluntary Organisations (SCVO) is the umbrella body for voluntary organisations in Scotland, with offices in Edinburgh, Glasgow, Inverness.
TIGER- Tailored Interactive Guidance on Employment Rights is designed to provide a user-friendly guide through different aspects of UK employment law.
Up My Street-'the real life guide to your neighbourhood' - for local services, schools, council, property prices, what's on, classified ads and much more.